How Does a Financial Planner Help Solve the Planning Puzzle?

How Does a Financial Planner Help
Solve the Planning Puzzle?

1. Lifetime Income Tax Planning: Does your planner illustrate how investments in your trusts can generate income from the most tax-efficient sources?

2. Estate Tax Planning: Does your planner help you calculate the amount of inheritance for each heir no matter what year the trusts terminate?

3. Succession Planning: Does your planner help you put in place a plan to transfer control of assets to the next generation of owners and managers?

4. Risk Management: Does your planner help you evaluate exposure to risks that can be minimized with asset protection trusts, chartable trusts, and insurance trusts?

5. Charitable Planning: Does your planner show you how to convert involuntary philanthropy (taxes) into voluntary philanthropy to increase after-tax income and transfers for family?

6. Trust Funding/Investments: Does your planner work with your investment adviser to improve returns after-taxes?

1. Lifetime Income Tax Planning: Does your planner help you generate more after-tax income from earned and investment sources?

Wages

Interest
Income

Divided Income

Rents/
Royalties

Capital Grain Income

Pension/
IRA Income

Tax-Exempt Interest

RE/O&G Income

Tax-Exempt Bonds

Roth IRAs

Tax-Free Insurance Income

Cash from Tax Deductions

Worst Income Source on Left

Best Income Source on Right

2. Estate Tax Planning: Does your planner help you calculate the amount of inheritance for each heir no matter what year you die or implement tax elimination strategies?

	Current	Basic Blueprint	Leveraged Blueprint	Total Wealth Control Blueprint	Optimized Blueprint
Heirs Receive	$14,971,000	$19,134,000	$23,147,000	$26,416,000	$26,974,000
Charity Receives	-	-	-	$6,050,000	$6,050,000
Estate Tax Savings	-	$4,422,000	$2,812,000	$4,435,000	$4,435,000
Income Tax Deductions	-	-	-	$2,035,000	$3,445,000

3. Business Succession Planning: Does your planner help you put in place a plan to transfer your business tax-efficiently to the next generation of owners and managers?

4. Risk Management: Does your planner help you evaluate exposure to risks that can be minimized with asset protection trusts, captive insurance companies, and insurance trusts?

5. Charitable Planning: Does your planner show you how to convert involuntary philanthropy (taxes) into voluntary philanthropy to increase after-tax retirement income and transfers for family?

6. Trust Funding/Investments: Does your planner work with your investment adviser to improve returns after-taxes?

Year	1926	1936	1946	1956	1966	1976	1986	1996	2006	2014
S&P 500	$1.12	$2.37	$3.64	$19.78	$47.67	$90.58	$330.67	$1,370.97	$3,078.09	$5,307.56	Index Portfolio Return
After Taxes	$1.11	$2.20	$3.04	$11.96	$22.35	$35.79	$96.66	$269.00	$466.53	$699.86	After Taxes

The mission of our law firm is: Solving planning puzzles to minimize taxes while maximizing benefits for retirement, family, and favorite charities ^SM